OriginaveSPYI — SPDR MSCI All Country World Investable Market UCITS ETF USD Unhedged (Acc)
SPDR MSCI All Country World Investable Market UCITS ETF USD Unhedged (Acc): what it is, what it costs, and what its EUR line on Xetra actually returned — dividends reinvested.
Every figure here is in euros — what you'd actually pocket buying on Xetra. Fund fact sheets usually headline returns in US dollars, which can look very different: in 2025 a world tracker rose about 23% in dollars but only about 9% in euros, because the euro gained roughly 13% against the dollar. Here's the full story, year by year.
SPYI in plain words
SPYI is the SPDR MSCI All Country World Investable Market UCITS ETF USD Unhedged (Acc) from State Street. It tracks the MSCI ACWI IMI Index and costs 0.17% a year, quietly deducted from returns. No cash payouts — SPYI is an accumulating fund. Dividends are reinvested inside the fund and show up as a higher share price instead of landing in your account.
€10,000 invested at the start of 2016 was worth €27,313 by the end of 2025 — an average of 10.6% per year over 10 full years, dividends reinvested. Its best full year so far was 2019 (+29.64%), its worst 2022 (-12.92%) — the range you sign up for.
IMID is the London (USD) listing and IMIE the Paris/Milan (EUR) line of the same fund, ISIN IE00B3YLTY66 — SPYI is its EUR line on Xetra.
SPYI fund facts
| Fund | SPDR MSCI All Country World Investable Market UCITS ETF USD Unhedged (Acc) |
|---|---|
| Provider | State Street |
| Tracks | MSCI ACWI IMI Index |
| Yearly cost (TER) | 0.17% |
| Dividends | Accumulating — reinvested automatically |
| Launched | 13 May 2011 |
| ISIN | IE00B3YLTY66 |
| WKN | A1JJTD |
| Also trades as | IMID |
Curious what the index actually holds? Read our MSCI ACWI IMI Index profile.
SPYI returns by year (EUR)
| Year | Total return |
|---|---|
| 2026 (so far) | +14.31% |
| 2025 | +9.10% |
| 2024 | +22.92% |
| 2023 | +17.54% |
| 2022 | -12.92% |
| 2021 | +27.77% |
| 2020 | +5.39% |
| 2019 | +29.64% |
| 2018 | -6.71% |
| 2017 | +8.46% |
| 2016 | +12.66% |
| 2015 | +10.13% |
Calendar-year total returns of SPYI in EUR, dividends reinvested — the ETF tracking this index, not the raw index level.
Frequently asked
Is SPYI a good investment?
SPYI is a broad, low-effort way to own the MSCI ACWI IMI Index at 0.17% a year. €10,000 invested at the start of 2016 was worth €27,313 by the end of 2025 — an average of 10.6% per year over 10 full years, dividends reinvested. Whether it fits depends on your goals and horizon — past returns don't promise future ones, but this is the actual track record.
What is SPYI's TER?
SPYI's total expense ratio (TER) is 0.17% per year, deducted continuously from the fund's assets — you never get a bill, the returns are simply quoted after costs.
Does SPYI pay dividends?
No cash payouts — SPYI is an accumulating fund. Dividends are reinvested inside the fund and show up as a higher share price instead of landing in your account.
What would €10,000 invested in SPYI be worth?
€10,000 invested at the start of 2016 was worth €27,313 by the end of 2025 — an average of 10.6% per year over 10 full years, dividends reinvested.
Is IMID the same as SPYI?
IMID is the London (USD) listing and IMIE the Paris/Milan (EUR) line of the same fund, ISIN IE00B3YLTY66 — SPYI is its EUR line on Xetra.
Curious about other amounts or start years? Try the SPYI what-if calculator.