OriginaveSPYY — SPDR MSCI ACWI UCITS ETF (Acc)
SPDR MSCI ACWI UCITS ETF (Acc): what it is, what it costs, and what its EUR line on Xetra actually returned — dividends reinvested.
Every figure here is in euros — what you'd actually pocket buying on Xetra. Fund fact sheets usually headline returns in US dollars, which can look very different: in 2025 a world tracker rose about 23% in dollars but only about 9% in euros, because the euro gained roughly 13% against the dollar. Here's the full story, year by year.
SPYY in plain words
SPYY is the SPDR MSCI ACWI UCITS ETF (Acc) from State Street. It tracks the MSCI ACWI Index and costs 0.12% a year, quietly deducted from returns. No cash payouts — SPYY is an accumulating fund. Dividends are reinvested inside the fund and show up as a higher share price instead of landing in your account.
€10,000 invested at the start of 2016 was worth €28,198 by the end of 2025 — an average of 10.9% per year over 10 full years, dividends reinvested. Its best full year so far was 2019 (+30.21%), its worst 2022 (-13.76%) — the range you sign up for.
SPYY fund facts
| Fund | SPDR MSCI ACWI UCITS ETF (Acc) |
|---|---|
| Provider | State Street |
| Tracks | MSCI ACWI Index |
| Yearly cost (TER) | 0.12% |
| Dividends | Accumulating — reinvested automatically |
| Launched | 13 May 2011 |
| ISIN | IE00B44Z5B48 |
| WKN | A1JJTC |
Curious what the index actually holds? Read our MSCI ACWI Index profile.
SPYY returns by year (EUR)
| Year | Total return |
|---|---|
| 2026 (so far) | +13.67% |
| 2025 | +9.46% |
| 2024 | +24.56% |
| 2023 | +18.22% |
| 2022 | -13.76% |
| 2021 | +29.02% |
| 2020 | +5.12% |
| 2019 | +30.21% |
| 2018 | -6.02% |
| 2017 | +8.80% |
| 2016 | +12.34% |
| 2015 | +8.88% |
| 2014 | +18.80% |
| 2013 | +17.52% |
| 2012 | +9.67% |
Calendar-year total returns of SPYY in EUR, dividends reinvested — the ETF tracking this index, not the raw index level.
Frequently asked
Is SPYY a good investment?
SPYY is a broad, low-effort way to own the MSCI ACWI Index at 0.12% a year. €10,000 invested at the start of 2016 was worth €28,198 by the end of 2025 — an average of 10.9% per year over 10 full years, dividends reinvested. Whether it fits depends on your goals and horizon — past returns don't promise future ones, but this is the actual track record.
What is SPYY's TER?
SPYY's total expense ratio (TER) is 0.12% per year, deducted continuously from the fund's assets — you never get a bill, the returns are simply quoted after costs.
Does SPYY pay dividends?
No cash payouts — SPYY is an accumulating fund. Dividends are reinvested inside the fund and show up as a higher share price instead of landing in your account.
What would €10,000 invested in SPYY be worth?
€10,000 invested at the start of 2016 was worth €28,198 by the end of 2025 — an average of 10.9% per year over 10 full years, dividends reinvested.
Curious about other amounts or start years? Try the SPYY what-if calculator.