Monthly returns
Follow a €10,000 investment through the year — your balance at the end of every month, in euros and percent.
Every figure here is in euros — what you'd actually pocket buying on Xetra. Fund fact sheets usually headline returns in US dollars, which can look very different: in 2025 a world tracker rose about 23% in dollars but only about 9% in euros, because the euro gained roughly 13% against the dollar. Here's the full story, year by year.
EUNLtracks the MSCI World Index
Which strategy won in 2026 so far?
Same €10,000 into EUNL, two ways: everything on day one (lump sum), or €833 at the start of every month (dollar-cost averaging).
Lump sum: €10,000 into EUNL on day one
You invest the whole €10,000 at the start of 2026. Follow your balance month after month — the last column shows how many days that month jumped or fell 1% or more. The current month is still running, so it is not shown yet.
| Month | Your balance | Change that month | Change in % | Big days (±1%+) |
|---|---|---|---|---|
| Jan | €10,045 | +€45 | +0.45% | 3 |
| Feb | €10,157 | +€112 | +1.12% | 3 |
| Mar | €9,667 | −€490 | -4.83% | 8 |
| Apr | €10,471 | +€803 | +8.31% | 4 |
| May | €11,042 | +€571 | +5.46% | 4 |
| Jun | €11,186 | +€144 | +1.31% | 3 |
Dollar-cost averaging: €833 into EUNL every month
Instead of investing everything at once, you split the same €10,000 into 12 equal parts and invest €833 at the start of every month of 2026.
| Month | Paid in so far | Your balance | Change that month | Change in % | Big days (±1%+) |
|---|---|---|---|---|---|
| Jan | €833 | €837 | +€4 | +0.45% | 3 |
| Feb | €1,667 | €1,689 | +€19 | +1.12% | 3 |
| Mar | €2,500 | €2,401 | −€122 | -4.83% | 8 |
| Apr | €3,333 | €3,503 | +€269 | +8.31% | 4 |
| May | €4,167 | €4,573 | +€237 | +5.46% | 4 |
| Jun | €5,000 | €5,477 | +€71 | +1.31% | 3 |