Monthly returns

Follow a €10,000 investment through the year — your balance at the end of every month, in euros and percent.

Every figure here is in euros — what you'd actually pocket buying on Xetra. Fund fact sheets usually headline returns in US dollars, which can look very different: in 2025 a world tracker rose about 23% in dollars but only about 9% in euros, because the euro gained roughly 13% against the dollar. Here's the full story, year by year.

Ticker

Which strategy won in 2026 so far?

Same €10,000 into EUNL, two ways: everything on day one (lump sum), or €833 at the start of every month (dollar-cost averaging).

Lump sum ends with
€11,186
+11.86% · all in on day one
DCA ends with
€10,477
+9.54% on €5,000 paid in, plus €5,000 cash still waiting
Difference
+€710
Investing everything on day one won in 2026 so far.

Lump sum: €10,000 into EUNL on day one

You invest the whole €10,000 at the start of 2026. Follow your balance month after month — the last column shows how many days that month jumped or fell 1% or more. The current month is still running, so it is not shown yet.

MonthYour balanceChange that monthChange in %Big days (±1%+)
Jan€10,045+€45+0.45%3
Feb€10,157+€112+1.12%3
Mar€9,667−€490-4.83%8
Apr€10,471+€803+8.31%4
May€11,042+€571+5.46%4
Jun€11,186+€144+1.31%3
You invested
€10,000
all in on day one
You end with
€11,186
by the end of Jun 2026
Result
+€1,186
+11.86%

Dollar-cost averaging: €833 into EUNL every month

Instead of investing everything at once, you split the same €10,000 into 12 equal parts and invest €833 at the start of every month of 2026.

MonthPaid in so farYour balanceChange that monthChange in %Big days (±1%+)
Jan€833€837+€4+0.45%3
Feb€1,667€1,689+€19+1.12%3
Mar€2,500€2,401−€122-4.83%8
Apr€3,333€3,503+€269+8.31%4
May€4,167€4,573+€237+5.46%4
Jun€5,000€5,477+€71+1.31%3
You paid in
€5,000
€833 × 6 months
You end with
€5,477
by the end of Jun 2026
Gain
+€477
+9.54% on the money paid in