OriginaveMonthly returns
Follow a €10,000 investment through the year — your balance at the end of every month, in euros and percent.
Every figure here is in euros — what you'd actually pocket buying on Xetra. Fund fact sheets usually headline returns in US dollars, which can look very different: in 2025 a world tracker rose about 23% in dollars but only about 9% in euros, because the euro gained roughly 13% against the dollar. Here's the full story, year by year.
IS3Qtracks the MSCI World Sector Neutral Quality Index
Which strategy won in 2026 so far?
Same €10,000 into IS3Q, two ways: everything on day one (lump sum), or €833 at the start of every month (dollar-cost averaging).
Lump sum: €10,000 into IS3Q on day one
You invest the whole €10,000 at the start of 2026. Follow your balance month after month — the last column shows how many days that month jumped or fell 1% or more. The current month is still running, so it is not shown yet.
| Month | Your balance | Change that month | Change in % | Big days (±1%+) |
|---|---|---|---|---|
| Jan | €10,168 | +€168 | +1.68% | 3 |
| Feb | €10,354 | +€186 | +1.83% | 1 |
| Mar | €9,807 | −€547 | -5.29% | 5 |
| Apr | €10,473 | +€666 | +6.79% | 3 |
| May | €10,875 | +€403 | +3.84% | 3 |
| Jun | €11,244 | +€369 | +3.39% | 1 |
Dollar-cost averaging: €833 into IS3Q every month
Instead of investing everything at once, you split the same €10,000 into 12 equal parts and invest €833 at the start of every month of 2026.
| Month | Paid in so far | Your balance | Change that month | Change in % | Big days (±1%+) |
|---|---|---|---|---|---|
| Jan | €833 | €847 | +€14 | +1.68% | 3 |
| Feb | €1,667 | €1,711 | +€31 | +1.83% | 1 |
| Mar | €2,500 | €2,410 | −€135 | -5.29% | 5 |
| Apr | €3,333 | €3,464 | +€220 | +6.79% | 3 |
| May | €4,167 | €4,462 | +€165 | +3.84% | 3 |
| Jun | €5,000 | €5,475 | +€180 | +3.39% | 1 |