OriginaveMonthly returns
Follow a €10,000 investment through the year — your balance at the end of every month, in euros and percent.
Every figure here is in euros — what you'd actually pocket buying on Xetra. Fund fact sheets usually headline returns in US dollars, which can look very different: in 2025 a world tracker rose about 23% in dollars but only about 9% in euros, because the euro gained roughly 13% against the dollar. Here's the full story, year by year.
IS3Rtracks the MSCI World Momentum Index
Which strategy won in 2026 so far?
Same €10,000 into IS3R, two ways: everything on day one (lump sum), or €833 at the start of every month (dollar-cost averaging).
Lump sum: €10,000 into IS3R on day one
You invest the whole €10,000 at the start of 2026. Follow your balance month after month — the last column shows how many days that month jumped or fell 1% or more. The current month is still running, so it is not shown yet.
| Month | Your balance | Change that month | Change in % | Big days (±1%+) |
|---|---|---|---|---|
| Jan | €10,171 | +€171 | +1.71% | 7 |
| Feb | €10,241 | +€69 | +0.68% | 8 |
| Mar | €9,530 | −€710 | -6.94% | 11 |
| Apr | €11,012 | +€1,482 | +15.55% | 8 |
| May | €11,940 | +€927 | +8.42% | 11 |
| Jun | €13,015 | +€1,076 | +9.01% | 14 |
Dollar-cost averaging: €833 into IS3R every month
Instead of investing everything at once, you split the same €10,000 into 12 equal parts and invest €833 at the start of every month of 2026.
| Month | Paid in so far | Your balance | Change that month | Change in % | Big days (±1%+) |
|---|---|---|---|---|---|
| Jan | €833 | €848 | +€14 | +1.71% | 7 |
| Feb | €1,667 | €1,692 | +€11 | +0.68% | 8 |
| Mar | €2,500 | €2,351 | −€175 | -6.94% | 11 |
| Apr | €3,333 | €3,679 | +€495 | +15.55% | 8 |
| May | €4,167 | €4,892 | +€380 | +8.42% | 11 |
| Jun | €5,000 | €6,241 | +€516 | +9.01% | 14 |