OriginaveMonthly returns
Follow a €10,000 investment through the year — your balance at the end of every month, in euros and percent.
Every figure here is in euros — what you'd actually pocket buying on Xetra. Fund fact sheets usually headline returns in US dollars, which can look very different: in 2025 a world tracker rose about 23% in dollars but only about 9% in euros, because the euro gained roughly 13% against the dollar. Here's the full story, year by year.
IS3Stracks the MSCI World Enhanced Value Index
Which strategy won in 2026 so far?
Same €10,000 into IS3S, two ways: everything on day one (lump sum), or €833 at the start of every month (dollar-cost averaging).
Lump sum: €10,000 into IS3S on day one
You invest the whole €10,000 at the start of 2026. Follow your balance month after month — the last column shows how many days that month jumped or fell 1% or more. The current month is still running, so it is not shown yet.
| Month | Your balance | Change that month | Change in % | Big days (±1%+) |
|---|---|---|---|---|
| Jan | €10,537 | +€537 | +5.37% | 4 |
| Feb | €11,002 | +€465 | +4.41% | 3 |
| Mar | €10,376 | −€627 | -5.70% | 9 |
| Apr | €11,641 | +€1,265 | +12.19% | 5 |
| May | €13,410 | +€1,769 | +15.20% | 13 |
| Jun | €13,521 | +€111 | +0.83% | 9 |
Dollar-cost averaging: €833 into IS3S every month
Instead of investing everything at once, you split the same €10,000 into 12 equal parts and invest €833 at the start of every month of 2026.
| Month | Paid in so far | Your balance | Change that month | Change in % | Big days (±1%+) |
|---|---|---|---|---|---|
| Jan | €833 | €878 | +€45 | +5.37% | 4 |
| Feb | €1,667 | €1,787 | +€76 | +4.41% | 3 |
| Mar | €2,500 | €2,471 | −€149 | -5.70% | 9 |
| Apr | €3,333 | €3,707 | +€403 | +12.19% | 5 |
| May | €4,167 | €5,231 | +€690 | +15.20% | 13 |
| Jun | €5,000 | €6,114 | +€50 | +0.83% | 9 |