OriginaveMonthly returns
Follow a €10,000 investment through the year — your balance at the end of every month, in euros and percent.
Every figure here is in euros — what you'd actually pocket buying on Xetra. Fund fact sheets usually headline returns in US dollars, which can look very different: in 2025 a world tracker rose about 23% in dollars but only about 9% in euros, because the euro gained roughly 13% against the dollar. Here's the full story, year by year.
SPYYtracks the MSCI ACWI Index
Which strategy won in 2026 so far?
Same €10,000 into SPYY, two ways: everything on day one (lump sum), or €833 at the start of every month (dollar-cost averaging).
Lump sum: €10,000 into SPYY on day one
You invest the whole €10,000 at the start of 2026. Follow your balance month after month — the last column shows how many days that month jumped or fell 1% or more. The current month is still running, so it is not shown yet.
| Month | Your balance | Change that month | Change in % | Big days (±1%+) |
|---|---|---|---|---|
| Jan | €10,115 | +€115 | +1.15% | 3 |
| Feb | €10,285 | +€170 | +1.68% | 1 |
| Mar | €9,735 | −€549 | -5.34% | 9 |
| Apr | €10,580 | +€844 | +8.67% | 4 |
| May | €11,208 | +€628 | +5.94% | 7 |
| Jun | €11,367 | +€160 | +1.42% | 5 |
Dollar-cost averaging: €833 into SPYY every month
Instead of investing everything at once, you split the same €10,000 into 12 equal parts and invest €833 at the start of every month of 2026.
| Month | Paid in so far | Your balance | Change that month | Change in % | Big days (±1%+) |
|---|---|---|---|---|---|
| Jan | €833 | €843 | +€10 | +1.15% | 3 |
| Feb | €1,667 | €1,704 | +€28 | +1.68% | 1 |
| Mar | €2,500 | €2,402 | −€136 | -5.34% | 9 |
| Apr | €3,333 | €3,516 | +€281 | +8.67% | 4 |
| May | €4,167 | €4,608 | +€258 | +5.94% | 7 |
| Jun | €5,000 | €5,518 | +€77 | +1.42% | 5 |