OriginaveLump sum vs DCA
Every year side by side — how €10,000 performed invested all at once versus as monthly dollar-cost averaging.
Every figure here is in euros — what you'd actually pocket buying on Xetra. Fund fact sheets usually headline returns in US dollars, which can look very different: in 2025 a world tracker rose about 23% in dollars but only about 9% in euros, because the euro gained roughly 13% against the dollar. Here's the full story, year by year.
Ticker
WEBNtracks the Solactive GBS Global Markets Large & Mid Cap Index
Every year of WEBN: lump sum vs DCA
For every year, the same €10,000 invested two ways: everything on day one (lump sum) or in twelve monthly parts (dollar-cost averaging). Percentages are measured on the money actually paid in, dividends included.
Years compared
3
each with the same €10,000
Lump sum won
3
all in on day one
DCA won
0
spread over the months
| Year | Lump sum result | Lump sum end value | DCA result | DCA end value | Winner |
|---|---|---|---|---|---|
| 2026 (so far) | +13.37% | €11,337 | +10.27% | €10,514 | Lump sum |
| 2025 | +9.70% | €10,970 | +8.86% | €10,886 | Lump sum |
| 2024 | +6.17% | €10,617 | +5.46% | €10,273 | Lump sum |