Originave

SXR8 (CSPX) vs SPYL: which ETF won each year?

Yearly returns side by side, one winner per year — dividends included, priced as you'd actually buy them.

Every figure here is in euros — what you'd actually pocket buying on Xetra. Fund fact sheets usually headline returns in US dollars, which can look very different: in 2025 a world tracker rose about 23% in dollars but only about 9% in euros, because the euro gained roughly 13% against the dollar. Here's the full story, year by year.

Fund A
iShares logoSXR8
Fund B
State Street logoSPYL

SXR8 tracks the S&P 500 IndexSPYL tracks the S&P 500 Index

What did the last 2 years do to €10,000?

You invest €10,000 at the start of the window and touch nothing — dividends reinvested, the running year not counted. Both funds are measured over the same 2 full years (2024–2025) — the longest stretch both were trading.

SXR8 turned it into
€13,858
+17.72% per year on average · 2024–2025
SPYL turned it into
€13,856
+17.71% per year on average · 2024–2025
Difference
+€2
SXR8 made more of the same money

SXR8 vs SPYL, year by year

Calendar-year total returns (dividends included) side by side, and who took the crown each year. A dash means the fund did not exist yet.

Years compared
4
where both funds were trading
SXR8 won
2
years
SPYL won
1
years
YearSXR8SPYLWinner
2026 (so far)+12.04%+12.05%Tie
2025+4.73%+4.71%SXR8
2024+32.32%+32.33%SPYL
2023+22.47%+8.23%SXR8
2022-14.31%——
2021+40.74%——
2020+6.80%——
2019+34.49%——
2018-1.05%——
2017+6.67%——
2016+14.83%——
2015+12.52%——
2014+30.38%——
2013+27.45%——
2012+11.05%——
2011+4.85%——
2010-12.49%——

SXR8 vs SPYL in plain words

SXR8 and SPYL both track the S&P 500 Index, so their returns are nearly identical — the real differences are costs and fund structure. SXR8 charges 0.07% a year in running costs and SPYL charges 0.03% — SPYL is the cheaper fund to hold.

Both are accumulating funds: dividends are reinvested inside the fund and show up as a higher share price, never as a payout. Across the 4 calendar years both funds were trading, SXR8 finished the year ahead 2 times and SPYL 1 times. €10,000 invested at the start of 2024 was worth €13,858 in SXR8 versus €13,856 in SPYL by the end of 2025, dividends reinvested.

CSPX is the London (USD) listing of the same fund, ISIN IE00B5BMR087 — SXR8 is its EUR line on Xetra.

SPYL also trades in USD on the London Stock Exchange, where SPXL is its GBP line, ISIN IE000XZSV718 — this page follows its EUR line on Xetra.

Fund facts: SXR8 vs SPYL

FactSXR8SPYL
FundiShares Core S&P 500 UCITS ETF USD (Acc)SPDR S&P 500 UCITS ETF (Acc)
TracksS&P 500 IndexS&P 500 Index
Yearly cost (TER)0.07%0.03%
DividendsAccumulating — dividends reinvestedAccumulating — dividends reinvested
Launched19 May 201031 Oct 2023
ISINIE00B5BMR087IE000XZSV718
WKNA0YEDGA3EUC1
Also trades asCSPX—

Frequently asked

Is SXR8 or SPYL better?

Across the 4 calendar years both funds were trading, SXR8 finished the year ahead 2 times and SPYL 1 times. €10,000 invested at the start of 2024 was worth €13,858 in SXR8 versus €13,856 in SPYL by the end of 2025, dividends reinvested. Past returns don't promise future ones — but this is what actually happened.

What is the difference between SXR8 and SPYL?

SXR8 and SPYL both track the S&P 500 Index, so their returns are nearly identical — the real differences are costs and fund structure. SXR8 charges 0.07% a year in running costs and SPYL charges 0.03% — SPYL is the cheaper fund to hold. Both are accumulating funds: dividends are reinvested inside the fund and show up as a higher share price, never as a payout.

What would €10,000 in SXR8 have become?

€10,000 invested in SXR8 at the start of 2024 grew to €13,858 by the end of 2025, with dividends reinvested — an average of 17.7% per year.

Is CSPX the same as SXR8?

CSPX is the London (USD) listing of the same fund, ISIN IE00B5BMR087 — SXR8 is its EUR line on Xetra.

Related comparisons

More head-to-heads featuring SXR8 or SPYL.

SXR8vsVUAASXR8vsSPYYSXR8vsSPYISXR8vsVWCESXR8vsWEBNSXR8vsEUNLSXR8vsIUSQSXR8vsVGVF