OriginaveMonthly returns
Follow a $10,000 investment through the year — your balance at the end of every month, in dollars and percent.
Ticker
SCHGtracks the Dow Jones U.S. Large-Cap Growth Total Stock Market Index
Which strategy won in 2026 so far?
Same $10,000 into SCHG, two ways: everything on day one (lump sum), or $833 at the start of every month (dollar-cost averaging).
Lump sum ends with
$10,397
+3.97% · all in on day one
DCA ends with
$10,300
+6.00% on $5,000 paid in, plus $5,000 cash still waiting
Difference
+$98
Investing everything on day one won in 2026 so far.
Lump sum: $10,000 into SCHG on day one
You invest the whole $10,000 at the start of 2026. Follow your balance month after month — the last column shows how many days that month jumped or fell 1% or more. The current month is still running, so it is not shown yet.
| Month | Your balance | Change that month | Change in % | Big days (±1%+) |
|---|---|---|---|---|
| Jan | $9,810 | −$190 | -1.90% | 2 |
| Feb | $9,424 | −$386 | -3.94% | 8 |
| Mar | $8,941 | −$483 | -5.12% | 13 |
| Apr | $10,101 | +$1,160 | +12.98% | 8 |
| May | $10,780 | +$678 | +6.72% | 5 |
| Jun | $10,397 | −$382 | -3.55% | 12 |
You invested
$10,000
all in on day one
You end with
$10,397
by the end of Jun 2026
Result
+$397
+3.97%
Dollar-cost averaging: $833 into SCHG every month
Instead of investing everything at once, you split the same $10,000 into 12 equal parts and invest $833 at the start of every month of 2026.
| Month | Paid in so far | Your balance | Change that month | Change in % | Big days (±1%+) |
|---|---|---|---|---|---|
| Jan | $833 | $817 | −$16 | -1.90% | 2 |
| Feb | $1,667 | $1,586 | −$65 | -3.94% | 8 |
| Mar | $2,500 | $2,295 | −$124 | -5.12% | 13 |
| Apr | $3,333 | $3,535 | +$406 | +12.98% | 8 |
| May | $4,167 | $4,661 | +$293 | +6.72% | 5 |
| Jun | $5,000 | $5,300 | −$195 | -3.55% | 12 |
You paid in
$5,000
$833 × 6 months
You end with
$5,300
by the end of Jun 2026
Gain
+$300
+6.00% on the money paid in