OriginaveSCHD — Schwab U.S. Dividend Equity ETF
Schwab U.S. Dividend Equity ETF: what it is, what it costs, and what it actually returned — dividends reinvested.
SCHD in plain words
SCHD is the Schwab U.S. Dividend Equity ETF from Charles Schwab. It tracks the Dow Jones U.S. Dividend 100 Index and costs 0.06% a year, quietly deducted from returns. Yes — SCHD is a distributing fund: the dividends its holdings pay are passed on to you as cash.
$10,000 invested at the start of 2016 was worth $29,781 by the end of 2025 — an average of 11.5% per year over 10 full years, dividends reinvested. Its best full year so far was 2013 (+32.88%), its worst 2018 (-5.56%) — the range you sign up for.
SCHD fund facts
| Fund | Schwab U.S. Dividend Equity ETF |
|---|---|
| Provider | Charles Schwab |
| Tracks | Dow Jones U.S. Dividend 100 Index |
| Yearly cost (TER) | 0.06% |
| Dividends | Distributing — paid out as cash |
| Launched | 20 Oct 2011 |
Curious what the index actually holds? Read our Dow Jones U.S. Dividend 100 Index profile.
SCHD returns by year (USD)
| Year | Total return |
|---|---|
| 2026 (so far) | +17.51% |
| 2025 | +4.34% |
| 2024 | +11.66% |
| 2023 | +4.54% |
| 2022 | -3.26% |
| 2021 | +29.88% |
| 2020 | +15.03% |
| 2019 | +27.29% |
| 2018 | -5.56% |
| 2017 | +20.85% |
| 2016 | +16.45% |
| 2015 | -0.30% |
| 2014 | +11.68% |
| 2013 | +32.88% |
| 2012 | +11.39% |
| 2011 | +5.31% |
Calendar-year total returns of SCHD in USD, dividends reinvested — the ETF tracking this index, not the raw index level.
Frequently asked
Is SCHD a good investment?
SCHD is a broad, low-effort way to own the Dow Jones U.S. Dividend 100 Index at 0.06% a year. $10,000 invested at the start of 2016 was worth $29,781 by the end of 2025 — an average of 11.5% per year over 10 full years, dividends reinvested. Whether it fits depends on your goals and horizon — past returns don't promise future ones, but this is the actual track record.
What is SCHD's TER?
SCHD's total expense ratio (TER) is 0.06% per year, deducted continuously from the fund's assets — you never get a bill, the returns are simply quoted after costs.
Does SCHD pay dividends?
Yes — SCHD is a distributing fund: the dividends its holdings pay are passed on to you as cash.
What would $10,000 invested in SCHD be worth?
$10,000 invested at the start of 2016 was worth $29,781 by the end of 2025 — an average of 11.5% per year over 10 full years, dividends reinvested.
Curious about other amounts or start years? Try the SCHD what-if calculator.