OriginaveSCHG — Schwab U.S. Large-Cap Growth ETF
Schwab U.S. Large-Cap Growth ETF: what it is, what it costs, and what it actually returned — dividends reinvested.
SCHG in plain words
SCHG is the Schwab U.S. Large-Cap Growth ETF from Charles Schwab. It tracks the Dow Jones U.S. Large-Cap Growth Total Stock Market Index and costs 0.04% a year, quietly deducted from returns. Yes — SCHG is a distributing fund: the dividends its holdings pay are passed on to you as cash.
$10,000 invested at the start of 2016 was worth $52,975 by the end of 2025 — an average of 18.1% per year over 10 full years, dividends reinvested. Its best full year so far was 2023 (+50.11%), its worst 2022 (-31.80%) — the range you sign up for.
SCHG fund facts
| Fund | Schwab U.S. Large-Cap Growth ETF |
|---|---|
| Provider | Charles Schwab |
| Tracks | Dow Jones U.S. Large-Cap Growth Total Stock Market Index |
| Yearly cost (TER) | 0.04% |
| Dividends | Distributing — paid out as cash |
| Launched | 11 Dec 2009 |
Curious what the index actually holds? Read our Dow Jones U.S. Large-Cap Growth Total Stock Market Index profile.
SCHG returns by year (USD)
| Year | Total return |
|---|---|
| 2026 (so far) | +3.97% |
| 2025 | +17.50% |
| 2024 | +34.96% |
| 2023 | +50.11% |
| 2022 | -31.80% |
| 2021 | +28.12% |
| 2020 | +39.14% |
| 2019 | +36.02% |
| 2018 | -1.36% |
| 2017 | +28.05% |
| 2016 | +6.55% |
| 2015 | +3.24% |
| 2014 | +15.80% |
| 2013 | +34.04% |
| 2012 | +16.89% |
| 2011 | -0.74% |
| 2010 | +14.92% |
Calendar-year total returns of SCHG in USD, dividends reinvested — the ETF tracking this index, not the raw index level.
Frequently asked
Is SCHG a good investment?
SCHG is a broad, low-effort way to own the Dow Jones U.S. Large-Cap Growth Total Stock Market Index at 0.04% a year. $10,000 invested at the start of 2016 was worth $52,975 by the end of 2025 — an average of 18.1% per year over 10 full years, dividends reinvested. Whether it fits depends on your goals and horizon — past returns don't promise future ones, but this is the actual track record.
What is SCHG's TER?
SCHG's total expense ratio (TER) is 0.04% per year, deducted continuously from the fund's assets — you never get a bill, the returns are simply quoted after costs.
Does SCHG pay dividends?
Yes — SCHG is a distributing fund: the dividends its holdings pay are passed on to you as cash.
What would $10,000 invested in SCHG be worth?
$10,000 invested at the start of 2016 was worth $52,975 by the end of 2025 — an average of 18.1% per year over 10 full years, dividends reinvested.
Curious about other amounts or start years? Try the SCHG what-if calculator.