OriginaveIVV — iShares Core S&P 500 ETF
iShares Core S&P 500 ETF: what it is, what it costs, and what it actually returned — dividends reinvested.
IVV in plain words
IVV is the iShares Core S&P 500 ETF from iShares. It tracks the S&P 500 Index and costs 0.03% a year, quietly deducted from returns. Yes — IVV is a distributing fund: the dividends its holdings pay are passed on to you as cash.
$10,000 invested at the start of 2016 was worth $39,497 by the end of 2025 — an average of 14.7% per year over 10 full years, dividends reinvested. Its best full year so far was 2013 (+32.31%), its worst 2008 (-37.01%) — the range you sign up for.
IVV fund facts
| Fund | iShares Core S&P 500 ETF |
|---|---|
| Provider | iShares |
| Tracks | S&P 500 Index |
| Yearly cost (TER) | 0.03% |
| Dividends | Distributing — paid out as cash |
| Launched | 15 May 2000 |
Curious what the index actually holds? Read our S&P 500 Index profile.
IVV returns by year (USD)
| Year | Total return |
|---|---|
| 2026 (so far) | +9.92% |
| 2025 | +17.85% |
| 2024 | +24.93% |
| 2023 | +26.31% |
| 2022 | -18.16% |
| 2021 | +28.76% |
| 2020 | +18.40% |
| 2019 | +31.25% |
| 2018 | -4.49% |
| 2017 | +21.75% |
| 2016 | +11.54% |
| 2015 | +1.28% |
| 2014 | +13.57% |
| 2013 | +32.31% |
| 2012 | +16.06% |
| 2011 | +1.88% |
| 2010 | +15.10% |
| 2009 | +26.61% |
| 2008 | -37.01% |
| 2007 | +5.29% |
| 2006 | +15.94% |
| 2005 | +4.87% |
| 2004 | +10.79% |
| 2003 | +28.46% |
| 2002 | -21.53% |
| 2001 | -11.96% |
| 2000 | -6.08% |
Calendar-year total returns of IVV in USD, dividends reinvested — the ETF tracking this index, not the raw index level.
Frequently asked
Is IVV a good investment?
IVV is a broad, low-effort way to own the S&P 500 Index at 0.03% a year. $10,000 invested at the start of 2016 was worth $39,497 by the end of 2025 — an average of 14.7% per year over 10 full years, dividends reinvested. Whether it fits depends on your goals and horizon — past returns don't promise future ones, but this is the actual track record.
What is IVV's TER?
IVV's total expense ratio (TER) is 0.03% per year, deducted continuously from the fund's assets — you never get a bill, the returns are simply quoted after costs.
Does IVV pay dividends?
Yes — IVV is a distributing fund: the dividends its holdings pay are passed on to you as cash.
What would $10,000 invested in IVV be worth?
$10,000 invested at the start of 2016 was worth $39,497 by the end of 2025 — an average of 14.7% per year over 10 full years, dividends reinvested.
Curious about other amounts or start years? Try the IVV what-if calculator.