IVV vs QQQ: which ETF won each year?

Yearly returns side by side, one winner per year — dividends included, priced as you'd actually buy them.

IVV tracks the S&P 500 IndexQQQ tracks the Nasdaq-100 Index

What did the last 10 years do to $10,000?

You invest $10,000 at the start of the window and touch nothing — dividends reinvested, the running year not counted.

IVV turned it into
$39,497
+14.72% per year on average · 20162025
QQQ turned it into
$59,045
+19.43% per year on average · 20162025
Difference
−$19,548
QQQ made more of the same money

IVV vs QQQ, year by year

Calendar-year total returns (dividends included) side by side, and who took the crown each year. A dash means the fund did not exist yet.

Years compared
27
where both funds were trading
IVV won
10
years
QQQ won
17
years
YearIVVQQQWinner
2026 (so far)+9.92%+20.16%QQQ
2025+17.85%+20.77%QQQ
2024+24.93%+25.58%QQQ
2023+26.31%+54.86%QQQ
2022-18.16%-32.58%IVV
2021+28.76%+27.42%IVV
2020+18.40%+48.41%QQQ
2019+31.25%+38.96%QQQ
2018-4.49%-0.13%QQQ
2017+21.75%+32.66%QQQ
2016+11.54%+7.10%IVV
2015+1.28%+9.44%QQQ
2014+13.57%+19.18%QQQ
2013+32.31%+36.63%QQQ
2012+16.06%+18.11%QQQ
2011+1.88%+3.48%QQQ
2010+15.10%+20.14%QQQ
2009+26.61%+54.68%QQQ
2008-37.01%-41.73%IVV
2007+5.29%+19.03%QQQ
2006+15.94%+7.14%IVV
2005+4.87%+1.57%IVV
2004+10.79%+10.54%IVV
2003+28.46%+49.67%QQQ
2002-21.53%-37.37%IVV
2001-11.96%-33.34%IVV
2000-6.08%-36.11%IVV
1999+78.95%

IVV vs QQQ in plain words

IVV tracks the S&P 500 Index while QQQ follows the Nasdaq-100 Index, so they own different slices of the market and their years can look very different. IVV charges 0.03% a year in running costs and QQQ charges 0.18% — IVV is the cheaper fund to hold.

Both funds distribute: dividends land in your account as cash instead of being reinvested automatically. Across the 27 calendar years both funds were trading, IVV finished the year ahead 10 times and QQQ 17 times. $10,000 invested at the start of 2016 was worth $39,497 in IVV versus $59,045 in QQQ by the end of 2025, dividends reinvested.

Fund facts: IVV vs QQQ

FactIVVQQQ
FundiShares Core S&P 500 ETFInvesco QQQ Trust
TracksS&P 500 IndexNasdaq-100 Index
Yearly cost (TER)0.03%0.18%
DividendsDistributing — dividends paid outDistributing — dividends paid out
Launched15 May 200010 Mar 1999

Frequently asked

Is IVV or QQQ better?

Across the 27 calendar years both funds were trading, IVV finished the year ahead 10 times and QQQ 17 times. $10,000 invested at the start of 2016 was worth $39,497 in IVV versus $59,045 in QQQ by the end of 2025, dividends reinvested. Past returns don't promise future ones — but this is what actually happened.

What is the difference between IVV and QQQ?

IVV tracks the S&P 500 Index while QQQ follows the Nasdaq-100 Index, so they own different slices of the market and their years can look very different. IVV charges 0.03% a year in running costs and QQQ charges 0.18% — IVV is the cheaper fund to hold. Both funds distribute: dividends land in your account as cash instead of being reinvested automatically.

What would $10,000 in IVV have become?

$10,000 invested in IVV at the start of 2016 grew to $39,497 by the end of 2025, with dividends reinvested — an average of 14.7% per year.

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