OriginaveWhat if you invested $10,000 in VTI?
Vanguard Total Stock Market ETF: what $10,000 — or any amount — actually became, on real price history with dividends reinvested.
The short answer
$10,000 put into VTI 10 years ago would be worth about $38,909 today — +289.09% in total, or +14.56% per year with dividends reinvested.
VTI is the Vanguard Total Stock Market ETF, tracking the CRSP US Total Market Index. Prices run to Jul 2026.
If you had invested $10,000 in VTI…
| Invested | Worth today | Total return | Per year |
|---|---|---|---|
| 1 year ago (Jul 2025) | $12,006 | +20.06% | +20.07% |
| 3 years ago (Jul 2023) | $16,982 | +69.82% | +19.30% |
| 5 years ago (Jul 2021) | $17,957 | +79.57% | +12.44% |
| 10 years ago (Jul 2016) | $38,909 | +289.09% | +14.56% |
| 15 years ago (Jul 2011) | $70,393 | +603.93% | +13.90% |
| 20 years ago (Jul 2006) | $86,168 | +761.68% | +11.37% |
| At launch (Jun 2001) | $102,482 | +924.82% | +9.72% |
Dividends reinvested, no fees or taxes. "Per year" is the compound annual growth rate over each window.
Try your own numbers
Frequently asked
What if I invested $10,000 in VTI 10 years ago?
$10,000 put into VTI 10 years ago would be worth about $38,909 today — +289.09% in total, or +14.56% per year with dividends reinvested.
What if I invested $1,000 in VTI 10 years ago?
$1,000 is one tenth of the example above: it would have grown to about $3,891 over the same 10 years — returns scale linearly, only the number of shares differs.
What would $10,000 in VTI 5 years ago be worth today?
$10,000 put into VTI 5 years ago would be worth about $17,957 today — +79.57% in total, or +12.44% per year with dividends reinvested.
How much would $10,000 invested in VTI at launch be worth?
$10,000 put into VTI at its launch in Jun 2001 would be worth about $102,482 today — +924.82% in total, or +9.72% per year with dividends reinvested.
How are these numbers calculated?
The figures use VTI's real daily price history with dividends reinvested, up to Jul 2026. They ignore broker fees and taxes, and past returns don't promise future ones.
Keep digging
The full VTI story — TER, fund facts and yearly returns — lives on the VTI fund page.