OriginaveLump sum vs DCA
Every year side by side — how $10,000 performed invested all at once versus as monthly dollar-cost averaging.
Ticker
MTUMtracks the MSCI USA Momentum SR Variant Index
Every year of MTUM: lump sum vs DCA
For every year, the same $10,000 invested two ways: everything on day one (lump sum) or in twelve monthly parts (dollar-cost averaging). Percentages are measured on the money actually paid in, dividends included.
Years compared
14
each with the same $10,000
Lump sum won
12
all in on day one
DCA won
2
spread over the months
| Year | Lump sum result | Lump sum end value | DCA result | DCA end value | Winner |
|---|---|---|---|---|---|
| 2026 (so far) | +37.24% | $13,724 | +29.97% | $11,499 | Lump sum |
| 2025 | +22.15% | $12,215 | +9.68% | $10,968 | Lump sum |
| 2024 | +32.89% | $13,289 | +11.31% | $11,131 | Lump sum |
| 2023 | +9.15% | $10,915 | +10.90% | $11,090 | DCA |
| 2022 | -18.27% | $8,173 | -1.79% | $9,821 | DCA |
| 2021 | +13.36% | $11,336 | +6.07% | $10,607 | Lump sum |
| 2020 | +29.86% | $12,986 | +23.31% | $12,331 | Lump sum |
| 2019 | +27.25% | $12,725 | +10.67% | $11,067 | Lump sum |
| 2018 | -1.67% | $9,833 | -8.15% | $9,185 | Lump sum |
| 2017 | +37.50% | $13,750 | +18.05% | $11,805 | Lump sum |
| 2016 | +5.00% | $10,500 | +2.95% | $10,295 | Lump sum |
| 2015 | +8.91% | $10,891 | +4.41% | $10,441 | Lump sum |
| 2014 | +14.62% | $11,462 | +9.24% | $10,924 | Lump sum |
| 2013 | +19.21% | $11,921 | +13.04% | $10,978 | Lump sum |